Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of the Digital Agent Consulting website, our insurance consulting services, and our SMS program. By using our website, submitting information to us, or opting in to receive SMS messages from Digital Agent Consulting, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the website or the SMS program.

You agree to use the Digital Agent Consulting website only for lawful purposes and in a manner consistent with these Terms. You may not attempt to interfere with the operation of the website, access it using automated means for the purpose of harvesting data, or use it in a way that violates any applicable law or the rights of others.

Digital Agent Consulting provides consulting, marketing, and lead generation services to insurance professionals, and facilitates quote requests and appointments for consumers who voluntarily provide their information. We are not a licensed insurance carrier. Any insurance policy is issued by, and any coverage decision is made by, the licensed carrier and its appointed agents. Information provided on this website is for general informational purposes and is not a substitute for professional insurance, financial, tax, or legal advice.

Consumers voluntarily opt in to SMS communications from Digital Agent Consulting. Consent to receive SMS messages is collected separately from any purchase, is never pre-selected, and is obtained through an optional, unchecked checkbox on our forms.

Consumers who opt in may receive:

• Appointment reminders
• Appointment confirmations
• Insurance quote follow-up
• Customer support
• Requested business communications

Consent to receive SMS messages is not a condition of purchasing any products or services.

Message frequency varies based on your interaction with Digital Agent Consulting and the purpose of the messages (for example, appointment confirmations, reminders, and quote follow-up).

Message and data rates may apply depending on your mobile carrier and plan. Digital Agent Consulting is not responsible for charges from your mobile carrier.

You may cancel the SMS service at any time by replying STOP to any SMS message from Digital Agent Consulting. After you send STOP, we will send you a confirmation message and you will not receive further SMS messages from us unless you opt in again. You may also request to opt out by contacting us using the information below.

For help at any time, reply HELP to any SMS message from Digital Agent Consulting, or contact us using the information in the Contact Information section below.

Every website form that requests a phone number includes an optional, unchecked SMS consent checkbox using the following disclosure:

You represent that any information you submit is accurate and that you have the right to provide it. If you provide a mobile phone number and opt in to SMS messages, you represent that the number is yours or that you are authorized to opt that number in. You agree to notify us promptly if your mobile phone number changes or if you no longer wish to receive SMS messages.

To the fullest extent permitted by law, Digital Agent Consulting, its owners, officers, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website, our services, or the SMS program, including any delayed or undelivered messages, carrier issues, or actions taken based on information provided through the website. Nothing in these Terms limits liability that cannot be limited under applicable law.

These Terms are governed by the laws of the United States and the state in which Digital Agent Consulting is organized, without regard to conflict-of-laws principles. You agree that any dispute arising out of or relating to these Terms or your use of the website or SMS program shall be resolved in the appropriate courts located in the United States.

Questions about these Terms or our SMS program can be sent to Digital Agent Consulting at:

• Email: hello@digitalagentconsulting.com
• Location: United States